Who We Are

Our Origins


Founded in 1957 by Melvin Warshal, Fairway Finance has grown to be the leading independently owned consumer finance company in Northeastern Pennsylvania. Even after over 50 years in business, Melvin Warshal, as President and CEO, maintains tight control over all aspects of company operations. Located in Luzerne, PA, since its inception, Fairway's small size enables us to offer you the personalized attention and service that only a small, independently owned business can provide. At Fairway Finance, our customers are our neighbors and friends. You are much more than your credit score.

Our Location

Fairway Finance is conveniently located in Luzerne, PA, directly next to Sew Fine Draperies & Interiors.

From I81, take Exit 170B to 309N. Follow 309N to Exit 6. At the end of the Exit 6 off ramp, turn right onto Union St. At the first light, make a right onto Buckingham St. Immediately make a right onto Marion St. Fairway Finance is located at the end of the street.

From the Back Mountain, just past the rock cut, take Exit 6 on your right. Continue straight to the 3rd light (just past McDonalds on your right). Turn left onto Buckingham St. Immediately make a right onto Marion St. Fairway Finance is located at the end of the street.

Our Loan Originators

When you come to Fairway Finance to borrow the money you need, you deal directly with a state licensed Mortgage Loan Originator, as required by Federal Law. The title Licensed Mortgage Loan Originator assures you, the customer, that you are dealing with a person who has the knowledge, experience and personal integrity to guide you through the loan process. When it comes to getting a loan, never deal with anyone who isn't a Licensed Mortgage Loan Originator.

Call Jarrod Menta for a loan if you have bad credit

Jarrod Menta (NMLS ID 141767) is a graduate of Wyoming Valley West High School and The Penn State University with a degree in Finance. He has worked at Fairway Finance as a Mortgage Loan Originator since 2006, and previously worked in the financial services industry at Prudential Retirement. Jarrod uses his financial knowledge and a common sense approach to guide you through the loan process to get you the extra cash you need.

Jarrod lives just a few minutes away from Fairway Finance with his wife, children and two dogs, Annie and Mickey. Outside of work, Jarrod enjoys running, reading and spending time with his family.

Give Jarrod a call today to see if Fairway Finance can help you with your cash needs!

If you are interested in a consumer loan or a business loan, please call our office and speak with a loan originator today!

Fairway Finance

Better Business Bureau Approved

Fairway Finance
8 Marion St.
PO Box 12
Luzerne, PA 18709

Call Toll Free:

For Local Calls:
(570) 288-4535


Mon 9am-5:15pm
Tue 9am-5:15pm
Wed 9am-5:15pm
Thu 9am-6pm
Fri 9am-5pm
Sat By Appointment
Sun Closed


Bad Credit Loans are No Problem

No Credit Check
No Application Fee
Fixed Terms
Fixed Rates

Loans amounts from
or more

Call us today!